360GIL - Gender Inclusion Lens
Data. Insight. Inclusion. Impact.
AIR ร— CBN Design Sprint โ€” Sept 2026
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360GIL
AI Regulatory & Key Stakeholders Intelligence Platform

Transforming gender-disaggregated data into market intelligence, policy simulation, and measurable financial inclusion outcomes.

360GIL enables regulators, financial institutions, and development partners to discover underserved female segments, simulate policy interventions, forecast trajectories, and measure real-world impact โ€” using AI that reasons about the data the way an analyst would.

โš  The state-level map and segment figures below are illustrative baseline data, recalibrated to align with real 2026 national benchmarks โ€” built to demonstrate the platform's analytical method ahead of real bank/MFI/CBN data-sharing agreements. AI-generated insights on this page cite real, sourced CBN/EFInA figures where relevant โ€” see National Benchmarks for the full verified data.
A woman in a remote community completing a mobile money transfer via 360GIL
Account Ownership Gap
โ€”
percentage points, male vs. female
Credit Access Gap
โ€”
percentage points, male vs. female
Widest State Gap
โ€”
most urgent for targeted intervention
Narrowest State Gap
โ€”
reference case for what's achievable
360GIL Intelligence Architecture
Three pillars, five engines โ€” a regulatory intelligence system, not a dashboard
Insight-X
Where is the gap?
โ†“
State Analytics
โ†“
Female Segmentation
Policy-X
What should we do?
โ†“
Predict-X
โ†“
Regulatory Intelligence
Impact-X
Is it working?
โ†“
Measure-X
โ†“
AI Report Generation
01 โ€” Insight-X ยท National Inclusion Heat Map

The National Inclusion Ledger

Every state, colour-coded by severity. Click any state to generate an AI market-insight brief โ€” who's underserved, why, and what a bank or fintech could realistically build to close the gap.

Narrow gap (<12pt) Moderate gap (12โ€“19pt) Critical gap (20pt+)
StateZoneMale AccountsFemale AccountsGap

Market Insight

02 โ€” Insight-X ยท Female Market Discovery Engine

Not "Which State Has the Gap" โ€” "Which Woman Is Being Ignored"

Beyond geography, 360GIL segments by economic activity โ€” women farmers, traders, MSME owners, cooperative members โ€” the level regulators and institutions actually need to design real products.

03 โ€” Policy-X ยท AI Policy Intelligence

Before You Propose It, Project It

Describe a policy or product lever. 360GIL projects the likely mechanism, direction of effect, an implementation risk to watch, and a concrete KPI to verify real-world impact.

04 โ€” Policy-X ยท AI Forecasting Engine

What Happens If We Do Nothing โ€” vs. If We Act Today

A directional, reasoned forecast comparing the status-quo trajectory against a targeted intervention scenario โ€” the question every regulator ultimately needs answered.

05 โ€” Impact-X ยท Measure-X

Write the Report Before the Meeting

One click generates a regulator-facing summary โ€” headline finding, zone prioritisation, and the next measurement CBN/NFIU should prioritise collecting.

06 โ€” Digital Public Infrastructure Analysis

Where Does the Gap Actually Start?

Financial inclusion depends on a stack of digital public infrastructure. 360GIL traces the gender gap back to its root rail โ€” not just where it's visible.

NIN
โ†’
BVN
โ†’
Bank Account
Digital Identity
โ†’
USSD Access
โ†’
Payment Systems
Built For The Whole Ecosystem

One Engine, Every Regulatory & Financial Stakeholder

The same AI engine, exposing different capabilities depending on who's asking.

Regulators Commercial Banks Fintechs Development Finance Institutions Microfinance Banks Cooperatives Insurance Companies International Development Partners
Data & Governance

How Real Data Would Actually Flow Through This

Every regulator's first question: what happens to our data, and what if it's incomplete? Here's the intended posture.

Data Ingestion

Institutions submit gender-disaggregated account/transaction extracts via a secure, access-controlled upload channel or API โ€” never raw customer-identifiable records, only aggregated fields required for analysis.

Privacy & Compliance

Built on AGXII's existing NDPC-registered infrastructure (NDPC/DCP/10797). Data-sharing agreements define retention, access scope, and deletion terms before any real data is ingested โ€” governance precedes analysis, not the reverse.

Incomplete Gender Fields

Where gender fields are missing or inconsistent, 360GIL flags the affected records explicitly rather than silently imputing values โ€” surfacing data-quality gaps to the institution as a finding in itself.

Closed-Loop Measurement

Not Just "What Should We Do" โ€” "Did It Actually Work"

A recommendation without a tracking mechanism is just an opinion. 360GIL links every intervention to a specific KPI, a re-measurement cadence, and an accountability owner.

Recommend
Intervention proposed
โ†’
Track
KPI + cadence set
โ†’
Measure
Quarterly re-check
โ†’
Escalate or Confirm
Trigger reached?

Real CBN Data Already Powers This Platform. Imagine It Running on Yours.

Every engine on this page โ€” insight, discovery, policy simulation, forecasting, DPI analysis, reporting โ€” is built and production-ready, and already grounded in real, cited CBN and EFInA national data. The only missing input is your own institution's gender-disaggregated data, to power the state and segment-level engines with your specific numbers. Data-sharing agreements can be scoped confidentially, with privacy and NDPC compliance built in from day one.

Train Your Team on This Exact Method

Two open-enrolment courses on School-X Academy are built directly around 360GIL's own analytical engines โ€” Insight-X, Policy-X, and Impact-X โ€” culminating in a live capstone on this platform. AI-Powered Gender-Disaggregated Data Analytics for Financial Inclusion (CGDDA certification) and AI-Driven Policy Design & Impact Measurement for Gender-Inclusive Finance (CGIPA certification) โ€” both open to regulators, banks, DFIs, and development partners, no institutional affiliation required.

Built By AGXII Intelligence & Investigations Ltd, in Collaboration with Team 1 โ€” AIR × CBN GDD Sprint 2026

The Same Engine, Already at Work Across Nigeria's Financial & Security Infrastructure

360GIL shares its underlying AI-fusion architecture with AGXII's live production platforms โ€” already trusted by Nigerian banks, financial institutions, and 16+ defence and security agencies.

PAY-X

Sovereign payment infrastructure pursuing a CBN PSP licence โ€” positioned as Africa's AI-powered financial trust layer.

AML-X

Live anti-money laundering and compliance platform with real API integrations, already in institutional use.

Identity-X

Identity verification and KYC infrastructure โ€” NIN, BVN, and document verification for financial-sector onboarding. Also powers the Border Intelligence Command Platform: real-time biometric verification, watchlist screening, travel intelligence and border crossing analytics across Nigeria's Land, Sea and Air borders, with sovereign AI and INTERPOL integration.

Analyst-X

AI Intelligence Analyst platform for network and financial-flow mapping โ€” the same fusion engine adapted here for gender-disaggregated data.

๐ŸŒ Built to Scale Beyond Nigeria
360GIL's engine is country-agnostic and multi-institution by design โ€” proven with a real architecture where independent contributors, a bank, a UN agency, an NGO, each submit and own their own data, permanently, without ever overwriting another's.
Taking 360GIL to another country or organisation means replacing the data and the legal citation โ€” not rebuilding the platform.
Want to onboard your institution or country?
Email [email protected] or [email protected] · Tel/WhatsApp +234 812 008 8364 · AGXII HQ, 4B Bethel Close, Kubwa, FCT, Abuja, Nigeria · www.agxii.org.ng
360GIL ยท AGXII INTELLIGENCE & INVESTIGATIONS LTD ยท RC9202669 ยท NDPC/DCP/10797 ยท BUILT FOR THE AIR ร— CBN GDD DESIGN SPRINT, SEPTEMBER 2026